# Cardholder The CoopFinNetwork Cardholder Registration API is an essential service that enables companies, fintechs, and platforms to securely onboard cardholders into the CoopFinNetwork ecosystem. Before a company can issue Visa or Mastercard virtual and physical cards to a user, the cardholder must first be successfully registered through this API. This process ensures compliance, identity verification, and the integrity of customer information before eligible card products can be activated or issued. #### Key Features * **Cardholder Onboarding**\ Companies can register cardholders by securely submitting important customer information such as full name, contact details, date of birth, address, and identity verification documents (passport, national ID, driver’s license, etc.). * **KYC and AML Compliance**\ The API helps businesses comply with international Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations by validating and verifying submitted customer information. * **Visa and Mastercard Card Issuance Enablement**\ Only verified and approved cardholders can receive Visa and Mastercard virtual or physical cards through the CoopFinNetwork infrastructure. * **Secure Identity Verification**\ Advanced verification and fraud prevention mechanisms help ensure that registered cardholders are legitimate and compliant with regulatory requirements. #### Important Notes * **Gift Cards**\ Gift cards do not require cardholder registration through this API. * **Crypto Cards Without Wallet Integration**\ Crypto cards that are not connected to a cryptocurrency wallet do not require cardholder registration before issuance. In this case, KYC verification is collected during the card activation process. #### Important Compliance Notice Companies integrating the CoopFinNetwork Cardholder Registration API are fully responsible for the accuracy, legitimacy, and integrity of the customer data submitted through the platform. Submitting false, misleading, manipulated, incomplete, or fraudulent information may result in: * Permanent suspension or blocking of the cardholder’s cards and financial services. * Restrictions or permanent disabling of specific API functionalities for the company. * Compliance reviews, additional verification requests, or account limitations. * Immediate rejection of card issuance requests associated with suspicious activities. To maintain platform security and regulatory compliance, all partners are expected to perform proper customer due diligence before submitting cardholder information to the CoopFinNetwork infrastructure. The CoopFinNetwork Cardholder Registration API is a critical step in enabling secure and compliant Visa and Mastercard card issuance services for businesses operating globally. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.coopfinnetwork.com/card/cardholder.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.